In the world of commercial lending and SBA financing, precision and compliance are non-negotiable. Abrigo Loan Origination Software is designed to simplify the complexity of these loan types by providing a centralized, automated platform that supports community banks, credit unions, and regional lenders from origination to closing.

Known for its strong focus on risk management and regulatory compliance, Abrigo helps financial institutions serve their business customers with confidence — while reducing manual effort and operational delays.


Overview

Abrigo’s lending software is part of a broader suite of risk and financial performance tools. Its loan origination solution is purpose-built for managing commercial, agricultural, and SBA loan workflows, with a focus on speed, transparency, and consistency.

From credit analysis to documentation and decisioning, Abrigo’s system ensures that every part of the process is auditable, automated, and aligned with internal policies.


Who It’s For

  • Community and Regional Banks
    Focused on serving business and agricultural clients with complex credit needs.
  • Credit Unions
    Looking to expand into business lending without taking on excessive compliance risk.
  • SBA Lenders
    Offering 7(a), 504, or SBA Express loans and requiring full E-Tran integration and document automation.

Key Features

  • Commercial & SBA Loan Origination
    Streamlines credit requests, documentation, underwriting, and board approvals.
  • Integrated Credit Analysis
    Built-in financial spreading, tax return import, ratio analysis, and risk scoring.
  • Automated Workflow Management
    Assigns tasks, tracks progress, and enforces due dates for a consistent process.
  • SBA Compliance Tools
    Automatically generates SBA-required forms and integrates with E-Tran for digital submission.
  • Document Management
    Centralized document library with e-signature, upload, and audit capabilities.
  • Core Integration
    Connects with core banking systems to reduce duplicate entry and increase data accuracy.

Benefits

  • Improves loan turnaround time, especially for complex or SBA loans
  • Enhances visibility into pipeline, approvals, and risk
  • Supports consistency in underwriting and loan decisions
  • Strengthens regulatory readiness and internal policy compliance
  • Helps lenders scale without expanding back-office headcount

Considerations

  • Primarily focused on business and government-backed loans, not consumer lending
  • Requires some implementation time for workflow and credit model configuration
  • Designed with U.S. compliance standards; best fit for domestic institutions

Final Thoughts

Abrigo is a trusted name for lenders focused on delivering high-quality commercial and SBA loans with built-in compliance and risk oversight. Its LOS platform provides the structure and flexibility needed to manage complexity, support growth, and maintain regulatory integrity.

For community banks and credit unions that prioritize business lending efficiency, Abrigo offers a strategic edge.


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